Merchant Account, Credit Card Processing and Merchant Services

Isn't it time your business
accepted Credit Cards?
Don't wait, start today!

Credit Card Processing Equipment

DUAL-COMM
Ethernet-Ready

Hypercom T4220

Intelligent IP diagnostics application used to monitor and communicate failure occurrences, locate the source of the error, and instruct the user how to repair it.
The Optimum T4220 holds a large memory capacity and accepts multiple applications to provide the most advanced, flexible, and functional solution available in the industry.
Equipped with more memory than competitor models, accepts more applications to meet your needs now and in the future.
Provides IP performance and security second to none
Comes standard with integrated PCI PED approved PIN entry capability
Large 19-key layout allows for easy key recognition

View The T4220 Brochure

DUAL-COMM
Ethernet-Ready

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Verifone Vx570

Sleek and compact design.
Offers the latest and most reliable advancements in security.
Compact footprint saves space.
Simple to install and even simpler to use.
Drop-in paper loading virtually eliminates paper jams that create delays.
Built-in thermal printer is whisper quiet and lightning fast.
Gift Card Ready.
Multiple-merchant terminal that supports up to 10 accounts.
Supports a variety of peripheral devices such as a check reader and/or pinpad.
Integrated PCI PED approved pinpad allows clerks to easily hand over the device for secure PIN entry.
Large backlit display, ergonomic keys, and bold menu prompts minimize training and reduce errors.

View The Vx570 Brochure

MOBILE/WIRELESS

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Hypercom M4230
(also Optional Base)

Incorporates a removable, extra long-life battery for extended use between charges.
Combines all the best-of-breed features of a mobile device using common software applications, user interface and supporting systems
Meets today's most stringent industry standards for wireless terminal security.
PCI PED approved
At 24 MB, has more memory than competitive devices in its class, which allows for easy handling of software size increases
Bright, white backlit display utilizes superior display technology to achieve a sharper image for maximum visibility
Color-coded port labels simplify service and support
Graphics-capable thermal printer great for printing logos and coupons directly at the point of service

View The M4230 Brochure

MOBILE/WIRELESS

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Nurit 8020 GPRS

Integrated PCI PED approved pinpad allows clerks to easily hand over the device for secure PIN entry.
Store and Forward feature allows merchants who are in a dead zone to authorize and settle transactions later when back within a coverage area.
Drop-in paper loading virtually eliminates paper jams that create delays.
Powerful processor handles transactions in seconds.
Long-life battery supports transactions for extended periods of time.
Touch screen and stylus support electronic signature capture so consumers can sign right on the screen and be on their way.
Large, backlit graphical display and ample 18-key keypad with backlighting make the device easy to read and use under any conditions.
Compact and lightweight device fits neatly in the palm of your hand.

View The Nurit 8000 Series (including the 8020) Brochure

MOBILE/WIRELESS

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Verifone Vx610

Great advantage for anyone who needs to offer payment in a temporary location or a business that's on the go
Battery-powered, all-in-one design totally eliminates the need for cords, dongles and charging bases
VeriFone platform and SoftPay software allow you to leverage existing applications without rewriting code or recertifying
Incorporates the latest protections against fraud and tampering, including SSL and 3DES encryption, Master/Session and DUKPT key management, and VeriShield file authentication
PCI PED approved

View The Vx610 GPRS Brochure

DIAL-UP

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Hypercom T4205

Standard 24MB memory
Optional internal or external pin pad.
Large 19-key layout allows easy key recognition
Slim, ergonomically designed terminal for easy handling
HyperSafe 32 architecture to prevent fraudulent tampering of terminal
Functional - Full multi-application
PCI PED approved

View The T4205 Brochure

DIAL-UP

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Verifone Vx510

Powerful processor handles transactions in seconds.
Built-in thermal printer is whisper quiet and lightning fast.
Integrated PCI PED approved pinpad for secure PIN entry.
Lightweight, ergonomic device is easy to hand over to customer for convenient PIN entry.
Multiple-merchant terminal that supports up to 10 accounts.
Gift Card Ready.
Processes full range of transactions including debit, credit, EBT, and check payments.
Drop-in paper loading virtually eliminates paper jams that create delays.
Locking power cord eliminates inadvertent disconnection when device is being handled.
Supports a variety of peripheral devices such as a check reader and/or pinpad.

View The Vx510 Brochure

DIAL-UP

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Nurit 8400-L

Integrated PCI PED-approved pinpad allows clerks to easily hand over the device for secure PIN entry
Store and Forward feature allows merchants to authorize and settle later when the terminal is plugged into an analog line if they are in a "dead area"
Drop-in paper loading virtually eliminates paper jams that create delays.
Processes full range of transactions including debit, credit, EBT, and check payments
Multiple-merchant terminal supports up to 9 merchant accounts
Supports a variety of peripheral devices such as a check reader and/or pinpad

View The Nurit 8400-L Brochure

DIAL-UP

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Verifone Tranz 330

Prompts you through transactions with an easy-to-read display.
Includes all the security and fraud control features required in bankcard environments.
Lets you expand by adding a printer and a pinpad.
Accepts all major credit, debit and private-label cards.
Supports check guarantee and data capture for a variety of retail applications.
Electronic Benefits Transfer (EBT) capability.
PCI PED approved

View The Tranz 330 Brochure

VIRTUAL TERMINAL

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AUTHORIZE.NET

The industry leading Internet Protocol (IP) payment gateway.
Offers a wide range of services and tools to enhance your business and increase your revenue.
Supports an unlimited number of transactions and account users.
Optional 3-track MSR (Magnetic Stripe Reader) for ISO and AAMVA card standards.
Free world-class merchant technical support.

View The Authorize.net Brochure

SHOPPING CART

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SHOPPING CART

Easy to use, secure, online shopping cart solutions
Unlimited Products and Orders
Secure SSL Shopping Cart
Compatible with QuickBooks
Inventory Tracking
Free Real-Time Shipping
Works with any Hosting platform

CHECK READER

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Magtek Mini-MICR

Check-stripe reader reads checks in various formats.
Small footprint, low cost check reader with high accuracy and dependability.
Reads MICR characters on checks, deposit, withdrawal slips and other MICR encoded documents.
Optional 3-track MSR (Magnetic Stripe Reader) for ISO and AAMVA card standards.
Reads E13-B and CMC-7 MICR fonts

View The Mini-MICR Brochure

PC CHARGE SOFTWARE

PCCharge

PC CHARGE SOFTWARE

Turns any PC or PC-based POS system into a secure payment-accepting device.
Easy to accept all payment types including credit, debit, EBT, checks, value/loyalty, purchasing cards
Runs on Windows PCs only
Dial and IP connectivity using SSL
Customer Database with recurring and Installment billing allows you to schedule payment processing according to your specific business requirements

CHECK IMAGER

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RDM eC7000i

Two-sided imaging solution
Connectivity to most popular POS terminals, and industry leading MICR and image technology.
Captures a high-quality two-sided binary image of the check in seconds.
Features a standard USB port
Optional Franking Acknowledgement Printer
Optional bi-directional Magnetic Stripe Reader

View The RDM eC700i Brochure

PINPAD

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Verifone PINpad 1000SE

Perfect solution for merchants looking to capitalize on the rapid growth of debit, EBT, and other PIN-based transactions.
PCI PED Approved.
Easily connects to most existing POS terminals.
Large, hard-rubber keys provide better tactile feedback to minimize errors and improve ease of use.
Smaller design occupies less counter space and fits comfortably in the palm of a hand.
Rugged and reliable to withstand the hard knocks at the point of sale.

View The 1000SE Brochure

PINPAD

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Hypercom P1300

Flexible communications options for rapid integration with electronic cash register (ECR) systems.
Low-cost PCI-PED approved PIN entry device
Triple DES certified for DUKPT
2x16 alphanumeric LCD display
Intuitive user interface with color-coded Cancel, Clear and Enter keys
Screen-addressable function keys provide more control for users
Small, ergonomic design fits comfortably in customers' hands

View The P1300 Brochure

QuickBooks SOFTWARE

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comstar

COMSTAR QuickBooks Plug-In

Designed for use with QuickBooks, the Comstar QuickBooks Plug-In allows you to process credit and debit cards directly from their QuickBooks interface and will automatically apply payments to the customers' payment screen.
Completely automated
Process payments directly from invoices
Process multiple invoices
Import transactions processed via POS terminals
Process returns and voids
Process PIN Debit transactions with optional PIN Pads

PRINTER

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Verifone Printer 250

Compatible with all Verifone transaction systems.
Can interface with non-Verifone terminals.
Uses easy-to-change drop-in ribbon cartridges.
Integrated paper path feed that virtually eliminates paper jams.
Produces crisp, legible characters with fast, reliable dot matrix shuttle printing.
Includes power-on/paper-low indicators.

View The Printer 250 Brochure

FEBRUARY 2012
OVERALL PROCESSOR
topcreditcardprocessors.com

FEBRUARY 2012
MOBILE PROCESSOR
topcreditcardprocessors.com

ccequipment_right

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Not a loan - No Set Term
24 Hour Approval
No Upfront Fees
No Fixed Payments
No Collateral or Equity
All Credit Accepted

Rates, fees, and promotional programs are subject to change without notice. We only sell equipment to merchants
with an approved RockBottom Merchant Accounts' merchant account. Certain exclusions apply. Ask your sales representative for details.

RockBottom Merchant Accounts is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA
American Express and Check Guarantee require separate approval.
© 2007 - 2012 RockBottom Merchant Accounts
Privacy Policy
¹ Certain Terms and Conditions Apply, click here for information
^* Free Equipment Program: Certain Terms and Conditions apply, click here for information

** 30-Day Trial Terms and Conditions: If for any reason you are not satisfied with our services during the first 30 days following your application date, you may cancel your account and simply pay for the services provided. You will not incur a termination fee. We will even refund the cost of any equipment you may have purchased^₂ from us³.

² This offer does not apply to leased equipment.

³ We will refund the purchase price (and sales tax if applicable) upon receipt of the returned equipment. Equipment must be returned pre-paid by the merchant and must be in the same condition and packaging it was in when sent to you. Costs charged to you for Shipping and Handling of the equipment will not be refunded.

† Does not apply to non-regulated debit cards.

Credit Card Processing

What is credit card processing? Credit card processing is the process of taking electronic payments and moving the funds from one source to another. Credit cards are one of the most used sources of payment today. Accepting credit cards allows you to maximize every potential sale opportunity and decreases the loss of sales due to lack of payment options. We at RockBottom Merchant Accounts want to make your experience with credit card processing a positive and efficient one. When it comes to credit card processing, it is important to keep in mind that credit card transactionprocessing is a business and service that you pay for. RockBottom Merchant Accounts understands this and will be by your side making sure you get the value that you are paying for. The costs to you for accepting credit cards are minimal considering the benefits, at RockBottom Merchant Accounts we want to make these payments as low as they can possibly be.

Merchant Accounts

As a merchant services provider, RockBottom Merchant Accounts provides credit card processing and debit card based payment processing services to merchants all over the United States. Not only does RockBottom Merchant Accounts set merchants up with an account to accept Visa^®, MasterCard^®, and Discover^® but also offers the merchant the opportunity to set up numerous other payment processing options for its customers. We want you to accept credit cards! Some of those additional payment options customers can pay with are American Express^®, Wright Express, Voyager, PIN-Based Debit, Checks, and Gift Cards. Learn more about these on the Merchant Services page.

RockBottom Merchant Accounts also holds true to its name as a merchant service provider. We pride ourselves in offering our merchants a level of professionalism and service no other payment processor can equal. Are you a merchant calling to set up service? We will not only expedite your application, but we also have terminals on hand to download and overnight to you to make sure you don’t lose a day of business. Do you have questions on your statement? On how to use your terminal? On how to order supplies? Help is just one phone call away! Our friendly and knowledgeable staff is here to assist you with any questions you may have and to ensure you are on the right track to process credit cards. Trouble with a customer who wants to charge back a transaction? We have one of the largest Chargeback and Fraud Departments in the industry! We will assist you in keeping the funds that belong to you.

RockBottom Merchant Accounts is here to serve all of your merchant services needs. Contact us about a merchant account today!

Internet Merchant Accounts

Internet merchants are not just those who have ecommerce websites. They can also be those who turn their personal computers into “virtual terminals” and process credit cards over a secure server. These merchants receive keyed rates because the credit card information is 100% keyed into the computer. Keyed rates are higher than swiped rates because more risks are involved in not being able to check the ID of a customer. To decrease risk, the secure server (gateway) portal requires specific information to help identify if the customer is really the cardholder. The billing address for the credit card is requested (AVS), as is the expiration date of the card, and the 3 to 4 digit code on the front or back of the credit card (CVV2 number). Transactions where this data matches the card will receive a lower discount keyed rate than when the data does not match the card, as those transactions are more risky and possibly fraudulent.

You will have to pay an additional fee as an Internet merchant account holder. This additional fee is the Secure Gateway Fee. Both ecommerce and virtual credit card merchant account holders have this additional fee, as the cardholder’s information will be passing over the Internet for processing in each case. The gateway keeps cardholder data private and secure from hackers and identity thieves. RockBottom Merchant Accounts uses Authorize.net as its gateway provider. Authorize.net is a PCI DDS (Payment Card Industry Data Security Standard) compliant company, so you know you are getting the best with this merchant account service.

Internet merchants are our fastest growing merchant base for credit card processing. If you are interested in more information on our Internet merchant accounts, please apply now!

Retail Merchant Accounts

Retail merchants process face-to-face sales through the credit card terminal by swiping the card. This allows you to obtain lower discount rates on your transactions and mitigate risk by checking the customer’s picture ID to verify that the credit card belongs to the customer. RockBottom Merchant Accounts offers rates begin at 0.49%† for swiped credit card merchant accounts, which is one of the lowest rates in the industry.

Retail merchants are both storefront locations as well as in businesses where the merchants travel with a wireless credit card terminal. In both cases, at least 50% of your payment processing activity should involve face-to-face swiped transactions. Retail merchants also have the ability to process checks, gift cards and process PIN-based debit transactions by having the customers key in PIN-numbers.

Many consumers expect retail merchants to accept credit cards and debit cards. Contact us about RockBottom Merchant Accounts merchant accounts today! Don’t let the lack of credit card processing capabilities cause your business to fall behind!